What is the recreational vehicle? Should we insure it?
The first questions you will have to answer are: what is a recreational vehicle and why would you choose to insure it.
A commercial vehicle is what you would normally use for fun / recreation. For example, if you usually use your car for a trip, but at the end of the week you are driving a motorcycle, then the motorcycle is considered a recreational vehicle. But on the other hand, you can use your motorcycle to go to work on hot days and then the motor is no longer considered a recreational tool
Some of the more common means of recreation are:
* Motorcycles  * Snowmobiles
* Motorcycle / Quad Bicycles
* ATVs (all terrain vehicles) sometimes used for travel or hunting
] * Caravans
* Personal craft (jets, inflatables, etc.)
Should I get astrahovka for recreational vehicle
In almost every case the answer is yes, the reason is that most good insurance companies will charge you a premium for using a car occasionally. Usually there are no penalties for having a recreational vehicle. In most cases, recreational vehicles take good care and, by definition, they are only used occasionally, most insurance companies will offer very low bids
. But the other important reason is because most recreational vehicles are not used so often, so the probability of something happening increases
You have to assume that you are less familiar with this vehicle than with your everyday road . So the probability of an accident increases.
You should always check with your insurance company that your insurance is up to date; it is often easy to assume that the vehicle is covered, say, 12 months when it is actually covered for only 6 months.
You must also be sure that you are following politics carefully if your recreational vehicle is RV (19659003) The vehicle itself is "legal" (can it lawfully be used for the purpose for which you insure it?)
] Remember that this is almost all cases violating local laws will cancel the insurance policy.